Maritime Mortage Dana Point California

Documents We May Need For Application

The first step toward securing a mortgage loan is to collect the information needed to complete a loan application. Providing complete and accurate information will permit us to process the loan with greater speed and accuracy. This checklist itemizes information and documentation that is commonly used to process mortgage loans. We may ask for further documentation if such is required by government agencies or investors.

PERSONAL	Home address(es) for past 2 years Name, address and phone number of all landlords from the past 2 years
EMPLOYMENT	Name, address and phone number of all employers for the past 2 years Employment contract if applicable Relocation and/or buyout package if applicable Academic transcripts/diploma if recent student
*INCOME:*
SALARIED/HOURLY	Most recent pay stub(s) covering a 30-day period and showing year-to-date income All W-2 and/or 1099 forms for the past 2 years
IF SELF-EMPLOYED	Current profit & loss statement 2 years tax returns (all schedules)
CORPORATE BUSINESS OWNER	2 years signed business returns Evidence of quarterly tax payments (FRA only)
PARTNERSHIP	2 years signed partnership returns 2 years complete personal returns Current Profit and Loss statement
RENTAL INCOME	Current lease agreement 2 years tax returns (all schedules)
INTEREST, DIVIDEND, BONUS OR COMMISSION	2 years tax returns (all schedules)
NOTES RECEIVABLE	Copy of actual note 2 years tax returns (all schedules)
SOCIAL SECURITY DISABILITY OR PENSION	Award letter All W-2 and/or 1099 forms for the past 2 years Evidence of recent receipt (check stub or bank statement) Proof of automatic deposit agreement if applicable
CHILD SUPPORT, ALIMONY OR MAINTENANCE	Divorce Decree Marital Settlement Agreement 1 year cancelled checks or proof of receipt Printout of court registry, if applicable
ASSETS	Most recent statement(s) for the past 3 months for each institution where funds are on deposit including IRA's &401's. Estimated value of personal property, automobiles and real estate owned Copy of cancelled earnest money check Gift money affidavit if applicable Copy of cancelled gift money check (preferably a cashiers check) if applicable Evidence of deposit of gift funds (deposit slip) Evidence of donor's ability to give gift (Conventional financing only)
LIABILITIES	Name and account number for ALL creditors including but not limited to installment loans, car loans, credit cards, student loans, etc. Name, address and account number for all mortgages including current residence and rental properties Monthly child care expenses Child support, alimony or maintenance information
VA FINANCING	Copy of DD214 Original Certificate
REFINANCE	Original closing documents
MISCELLANEOUS	Copy of signed listing agreement or sales contract if present residence is to be sold Copy of signed purchase contract and any addendum(s) Complete bankruptcy papers for last 7 years Closing documents for property sold or refinanced during the past 2 years

Licensed by California Department of Real Estate
License #00462716

Maritime Mortgage, Tim Shuey, serving Dana Point, San Clemente, San Juan Capistrano, Laguna Niguel, Laguna Beach, Newport Beach, Newport Coast, Corona Del Mar, Costa Mesa, Mission Viejo, Lake Forest, Aliso Viejo, Laguna Woods, Saddleback Valley, and all of Orange County plus Los Angeles and San Diego counties, with clients across the nation and across the world. Full service mortgage brokerage. Buying, refinancing, single family homes, condominiums, investment property, rental property, income property, condominiums, condos, townhomes, residential stock cooperatives, construction, home owner associations and commercial property loans.